One person I am not is a saver. This is very unfortunate as I really would like to be. I admire greatly those people who easily save "for a rainy day" or build a "little nest egg". One such person is my mother, she gains great pleasure in watching her nest egg grow. Me, I take after grandmother Betty on my dad's side. Shoes stacked under the bed, clothes with the tags still on. All carefully hidden away from my grandfather John. And although I may not be quite so bad as I concede to disliking waste of any kind, at the same time I do enjoy spending my pennies, and the more luxurious the goods, the better. When the banks try to tempt me into taking out one of their credit cards "in case of emergency", I quickly decline. Every day, week and month I have an emergency of some kind - the perfect handbag that is currently on sale, a gorgeous dress with only one left in my size or the most amazing pair of shoes that I absolutely must have to wear for that night out. So no, credit cards are not safe with me.
Lately though, I have an aim in mind. I have a rather special birthday looming next year and I would like to make it memorable. And while my tastes may change between this year and next, I know one thing and that is I need to get saving to to be able to achieve some of my dreams. I've made a small wishlist you can see in the collage above - somehow if it is visual I believe it will make the savings process a little easier. What about you - are you a saver or a spender? Do you believe in saving up for big luxurious purchases? Do you find it easy to save money, or like me, find it very very challenging?